Have you thought of what you want to accomplish next year, put it in writing and are now figuring how you will achieve those goals? Probably not. As a matter of fact, most people set goals with absolutely no plan or even hope of how they will hit those goals.
But the more specific you are about what you want to achieve, the more likely the outcomes. As a matter of fact, instead of saying that you are setting goals, think more on the lines of setting outcomes. Here are a few examples about planning for those outcomes in specific areas of your financial life.
Wow, how Thanksgiving has changed. Remember the old days when you would go to Grandma’s house on the Wednesday before Turkey Day with all of your cousins, aunts and uncles? You would wake up late Thursday morning to the smell of both bacon and turkey cooking at the same time. Then after watching football all day, you would sit elbow to elbow ready to gorge yourself with turkey, mashed potatoes and gravy, stuffing, corn and don’t forget the cranberry sauce. Great memories, indeed!
So why were things so different this year?
Well, it started out with the cousins not going out to
If you are one of the lucky ones whose home value is not under water, it may be the time to refinance your mortgage. The old rule of thumb is, if you can save 1% or more on your rate, it makes sense to refinance. The reason; there are a number of expenses that will be owed when you refinance and the savings in your monthly payment must justify that expense.
Why now?
Rates have gone to an all-time low. Bankrate.com shows a 30 year fixed loan can carry a 3.875% rate, a 15 year, xxx%.
Remember, with the tax deduction, this low rate could have an after tax rate of less than 3.0%.
Written by Certified Financial Planner Kelly Campbell, Fire Your Broker is a practical financial guide for anyone who wants to take hold of their financial future!
Why should you buy Fire Your Broker?
It is never too early or too late to start thinking about retirement. Whether you’re in the midst of your career or at retirement age—this book can help you with your financial planning.
Good financial advisors can guide you in the right direction. Learn insightful information on how to find the right financial advisor that understands you and your dreams.
You need to know how to manage and protect your financial assets. Learn how to work with your financial advisor on how to manage, grow and protect your assets.
It’s a short and easy read, and can finished in one or two sittings.Fire Your Broker will prepare you for everything you need to know on finding the right person to help you build and protect your financial future!
This will be the most important financial book you will ever read!
On January 23rd, Kelly Campbell was interviewed by WTTG FOX 5 on a special segment titled “Out with the Old, In with the New.” Kelly offered his advice and insight on weighing options when making decisions on large ticket puchases such as a new car or making upgrades to your home.
Kelly Campbell, a Certified Financial Planner, has nearly two decades of experience in the financial planning and investment management. He is President and CEO of Campbell Wealth Management, an independent, Northern Virginia/Washington, DC-based firm. Contact Kelly Campbell » Find out more about Kelly »
Twitter
Facebook